Flex Term Contracts
Why Choose an MSN FlexTerm Contract? FlexTerm goes beyond short term and long term staffing, offering you a flexible, customized solution to help you manage your professional career goals. Whether it's a local or travel assignment, you now have complete control over the length of each engagement you choose to take, making your work life (and your income!) more predictable and manageable. With FlexTerm, you'll know how much you'll make, when you're working and when you're off. Plan around your vacations, special events, holidays-whatever.

FlexTerm also offers you a single point of contact, so you'll work with one staffing coordinator who's familiar with your work history, skills and job requirements and will work with you to find the assignments that are just right for you. With MSN FlexTerm, YOU choose the right balance of pay and benefits, including:

1. Medical & Dental Insurance
2. Flexible 4-13 Week Assignments
3. Life, Disability, AD&D and HIV Insurance
4. Matching 401(k)
5. Online CEUs
6. Bonus Opportunities
7. SET YOUR OWN PAY

Choosing a FlexTerm assignment also ensures continuity of patient care, so you can provide consistent, quality care for your patients. We also include facility orientation, so you're ready to hit the ground running when you start your assignment. Finally, you'll be working with a top-quality national healthcare staffing firm that has been awarded Health Care Staffing Services Certification from the Joint Commission.

Take control of your career and choose assignments that are just right for your lifestyle and your needs. Call call your local branch and ask about a FlexTerm assignment.

BENEFITS DETAILS
To be eligible for all insurance coverage, you must be an active, full-time field employee contracted to work for 13 weeks or more, work 36 or more hours per week (144 hours per month) and complete a waiting period of one month of continuous employment. Coverage is effective the next day following the month in which you meet the eligibility requirements. See your staffing coordinator for details on all group insurance plan options.

100% Daily Pay
With our Daily Pay Option, you decide your payday. Simply visit your branch after your shift with a validated time sheet, and you'll receive your check on the spot. And don't worry: we withhold your taxes, making tax day a breeze.

Referral Bonuses
Bonus plans vary. Please ask your staffing coordinator for details.

MSN DirectPay Card
The MSN DirectPay card is the convenient way to make purchases anywhere Visaź is accepted using your MSN earnings-FREE. No more bank lines or waiting for your check to clear. You can even manage your MSN DirectPay card account online at www.MSNDirectPay.com. Next time you pick up your paycheck, ask your staffing coordinator about enrolling in this exciting program.

401(k) Retirement Plan
This plan is provided through Mass Mutual for employees who have worked a minimum of one month and have attained the age of 18. You are eligible to enter the Plan the first of the following month. You may contribute up to 25% of your gross pay on a pre-tax basis, greatly reducing your taxable income. In addition, the first 7% of your contributions will be matched by an MSN company contribution of 50 cents for every dollar contributed. Predecessor service counts for eligibility and vesting.

Medical Insurance
The Open Access plan is provided through Great West. You can choose from their Standard or Choice plans. Depending on your choice, your premium will be automatically deducted on a pre-tax basis through payroll. No provider books are necessary - access providers at www.mygreatwest.com or call (800) 663-8081. NOTE: Insurance ends 2 weeks from last day worked and can be reinstated without a new waiting period if you are rehired within 12 months and meet eligibility rules.

Dental Insurance
The PPO plan is provided through Guardian. Depending on your choice, your premium will be automatically deducted on a pre-tax basis through payroll. No provider books are necessary - access providers at www.guardianlife.com or call (800) 541-7846. NOTE: Insurance ends 2 weeks from last day worked and can be reinstated without a new waiting period if you are rehired within 12 months and meet eligibility rules.

Life Insurance
Medical Staffing Network offers free life insurance, AD&D and HIV rider benefits in the amount of $25,000 through UNUM Provident for those individuals who enroll in the medical insurance plan. Individuals who decline coverage will be provided with a $5,000 life insurance benefit at no cost to the employee. Supply your beneficiary information on the UNUM enrollment card.

Voluntary Term Life
Insurance This plan is offered through Unum Life Insurance Company of America. Coverage is available up to $100,000 for yourself, 50% of your coverage amount for your spouse/domestic partner up to $50,000, and up to $10,000 for your children.

Short-Term Disability
Our short-term disability plan covers 60% of your basic weekly earnings to a maximum of $750 per week for covered illnesses and injuries. Coverage is provided through Reliance. There is no cost to you and no enrollment forms to fill out.

Long-Term Disability
Our long-term disability plan covers 60% of your basic weekly earnings for the duration of a covered disability. Travel & Accident Insurance is provided through CNA in the amount of $25,000, which will cover you 24 hours a day upon eligibility. There is no cost to you and no enrollment forms to fill out. Your beneficiary information will be taken from your life insurance enrollment.

In-Hospital Cash Plan
If you are confined in the hospital as an in-patient, this benefit will provide a $1,000 lump-sum cash benefit for one confinement per year. Additionally, it will give you $100 per day up to 100 days per year. Dependents, spouses and domestic partners (where state mandated) can be added at tiered rates.

AD&D and HIV Rider
This is offered in the amount of $25,000 through UNUM. It is free to those who purchase medical coverage. Employees who do not purchase medical insurance will be covered in the amount of $5,000 at no cost to them. The policy includes a benefit for HIV exposure.

Employee Assistance Program (EAP)
The EAP is administered through The Allen Group. You are eligible from the first day of hire, and no enrollment forms are necessary. Assistance is available 24 hours a day, 7 days a week.